Health

Simply Ways you can Stop Scammers from Hacking into your Bank Accounts and Withdrawing Money.


Fraudulent activities have been at a rapid rate recently in Nigeria and other parts of the world, and these fraudsters had devised different hardly suspicious means to scam people through their bank accounts. If succeeded, they will withdraw every Kobo in the accounts leaving thousands broke and crying. However, some people may have been well informed thus careful not to fall into their traps but many others had fell victims, undoubtedly due to ignorance.

Nobody would want to lose their hard-earned money to defrauders. But not a lot of people actually know that scammers cannot access their bank accounts and withdraw money if they had not given them some vital details. So in this article, I will be bringing to your notice two ways scammers can get through to you.

1] The more frequently and widely used approach is phone calls. Fraudsters usually will contact their targets on phones claiming to be a customer service officer from their banks, they will mention your full names, the exact date of birth, and even the last four digits of your account number. By that simple action, you can hardly doubt the person isn’t what he claims he is unless you’d encountered one before. Having done that, the next thing they do is to instill a bit of fear in you. In that case, they may tell you that they recently found out your account has a particular problem that needed to be fixed urgently at most within an hour to avoid your account becoming dormant and subsequent loss of all your funds as a result.

The aim is to destabilize and make you panic. Who wouldn’t anyway? Hearing that all your savings could be lost is a lot to handle. To resolve the problem they’ll ask for your Debit card details and PIN. Don’t ever disclose your card details to anyone, it will end in tears if you do.

2] Apart from phone calls scammers can also reach you via text messages, and on social media platforms, you’re using. They will hit your inbox with a message like,

” Congratulations (your names), you’re one of the 10 lucky winners for our monthly giveaway of #50,000. Visit the link below and follow the instructions to get your#50,000. Don’t miss this opportunity… Link expires in 1 hour.

Once again congratulations!!! “

This is purely a spam message. If you click on the said link, it will take you to a page where you would be asked to enter your account details and other personal information which may also warrant you to input your ATM card details and PIN. Yet, in some cases, you’ll be asked to make an online payment of #300 for you to be able to cash out. Making an online payment on an unsecured platform is unsafe and risky.

3] Another way and the last on my list how scammers can scam you is when granting access to likely unknown sites. Many of us are guilty of this, we most at times while surfing the internet grant permission to websites to access our phone media, calls, and messages, so as to browse faster and with ease. This act isn’t safe. The site we’re granting permission to could be scandalous and if indeed it is, then I’m afraid. The person(s) behind the site can start monitoring the messages coming into your phone and Gmail. You know what that means.

How to Avoid Being Scammed

Having started three ways you can fall into scammers web unknowingly, let me now show you how you can also avoid their traps.

1. Never disclose your debit card details and PIN to someone you don’t trust.

2. Avoid making online payments, but if the case is you should, you must be sure it’s safe and secured.

3. Allow access to your phone’s media only sites you’re certain isn’t cunny.

4. Also know that scammers may have your names, account number, and some personal information but what they don’t know about you is your card details. So don’t give it out. As long as they don’t have your card PIN and details, be rest assured that your account is very safe.

5. No bank calls their customers on phone to enquire for any personal info. They already have all you details they needed prior to opening that account, and if any problem or development arises the bank knows how to contact you – either via email or text messages with the bank’s name and logo in it. So if anyone calls you and claims to be a worker from your bank, please cut the call immediately.

6. If at all you mistakenly or ignorantly gave out your card details immediately visit your bank – the one nearest to you, but if you can’t go to the bank at that moment due to maybe it’s past working hours, weekend or public holiday, we an endeavor to call the bank hot-lines and inform them of the problem. They know what to do.

7. If you lost your card or is stolen from you, visit/call your bank instantly.

Follow these simple guidelines and your money is always safe in the bank.

BEWARE OF SCAMMERS!!!

BE SAFE!!!

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